Medi-Cal
Medi-Cal offers no-cost health coverage to individuals and families who meet certain eligibility requirements.
It helps cover medical, mental health, and vision care, along with other essential health services.
Benefits
Medi-Cal offers a wide range of health benefits to help you and your family stay healthy — at little or no cost to you. Below are some of the key benefits you can expect as a Medi-Cal member.
Free or Low-Cost Doctor Visits
Get access to primary care doctors and specialists without high out-of-pocket costs.
Emergency & Hospital Services
Coverage includes emergency room visits, hospital stays, surgeries, and follow-up care.
Prescription Drug Coverage
Most medications are covered, helping you manage your health without the financial burden.
Care Coordination
Services to help manage multiple health needs and coordinate care among providers.
Mental Health Services
Includes therapy, counseling, and treatment for mental health and substance use conditions.
Prenatal & Maternity Care
Comprehensive care is available before, during, and after pregnancy, including labor and delivery.
Free & Low-Cost Health Insurance
Medi-Cal, California’s Medicaid program, offers free or low-cost health insurance for people with limited income. Many individuals and families qualify for $0 monthly premiums, with low or no copays for doctor visits, prescriptions, and hospital stays. Most services are covered at little to no cost, with no hidden fees.
Frequently Asked Questions
If you have questions about Medi-Cal and how CenCal Health can support your care, you’re not alone. Below are answers to some of the most frequently asked questions to help you get started.
What is CenCal Health’s role in Medi-Cal?
CenCal Health is the local Medi-Cal health plan for Santa Barbara and San Luis Obispo counties. Once you’re enrolled in Medi-Cal, CenCal Health helps you access quality care through our network of doctors, clinics, and hospitals.
How much does Medi-Cal cost?
Many people pay nothing at all for Medi-Cal. Others may have very low monthly premiums or copays. Most essential services — like doctor visits, prescriptions, and hospital care — are covered at little or no cost.
How do I apply for Medi-Cal?
You can apply online at www.coveredca.com, in person at your local county office, or by phone. The application is free, and help is available if you need assistance.
Where can I get help with my Medi-Cal benefits?
Our Member Services team is here to help. Call us toll-free at 1-877-814-1861 (TTY: CA Relay at 711), Monday through Friday, 8 a.m. to 5 p.m.
Enrollment Options
Enroll Online
Apply through Covered California, the state’s official health insurance marketplace. If you qualify for Medi-Cal, your application will automatically be sent to your local county office.
Apply at CoveredCA.com
Apply Directly with your County
You can also apply through your local County Social Services office online, in person, by phone, or by mail.
Find your local office